去年取消了身上仅有的信用卡后，我就再也没有上网血拼过，好可怜。
除了网上购物不方便，当然身上要备带的现金也自然的增加了。很没有安全感的说。
现在的城市人都患有被害妄想症。一整天在瞎猜走在后头的陌生人是不是想打枪自己！！这到底是什么世界？
曾经，方先生在12月申请信用卡；一月申请获批准且领取信用卡。结果就这样被白白征收往年RM50的GST。结果当然是被气炸了呐！
为了确保历史不重演，我选择在年头才申请信用卡。嘿嘿。
就在某商场购物买年货的时候，时机来了。好几间银行的信用卡客服在落力招客。
大家都视方先生为目标，不停的游说他申请信用卡。重点是，我当时竟然被信用卡客服忽视在外。
到底 是觉得我年龄不符，还是赚钱能力弱？
HONG LEONG WISE CARD
Categories
|
Cash
Rebates
|
Merchants /
Merchant Category Code (MCC)
|
10%
|
Maxis, Celcom, Digi, U
|
|
Pharmacies
|
10%
|
Guardian, Watsons, Caring and Eu
Yan Sang outlets
|
Groceries
|
10%
|
All grocery stores (MCC 5411)
|
Petrol
|
10%
|
Automated fuel dispensers at all
petrol stations (MCC 5542)
|
Dining
|
10%
|
All dining outlets (MCC 5811,
5812, 5814)
|
Departmental
|
10%
|
Parkson, AEON, Isetan, Metrojaya,
Robinsons, Tangs, GAMA and Sogo outlets
|
Book Stores
|
10%
|
MPH, Popular, Borders, Kinokuniya,
Times, Smart and BookXcess stores
|
Utilities
|
10%
|
Electricity and Water (MCC 4900)
|
Entertainment
|
10%
|
All cinemas (MCC 7832), Ticket
Charge, Ticketpro, Red Box and Neway
|
Travel
|
10%
|
All airlines (MCC 3000-3299,
4511), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)
|
* Choose 2 out of 10 cash back categories that suit your lifestyle.
* Make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per
transaction), you'll get to enjoy the 10% cash back on your spending in the selected
categories of your choice.
Rebate Category
|
Cash Rebates
|
Total Purchase Entitled for Cash Rebates
|
Merchants
|
Petrol
|
5.0%
|
Up to RM500 per month
|
All petrol stations
|
Cinema
|
5.0%
|
Unlimited
|
Golden Screen Cinemas
|
Groceries
|
2.0%
|
Up to RM1, 500 per month
|
Tesco, Aeon Big, Carrefour,
Giant, Cold Storage & Pasar Raya Jaya Grocer
|
Pharmaceutical
|
2.0%
|
Unlimited
|
Guardian, Watsons & Caring
Pharmacy
|
Telecommunication
|
2.0%
|
Up to RM300 per month
|
Maxis, Celcom & Digi
|
Other purchases
|
0.3%
|
Unlimited
|
All other merchants not listed
above ^
|
* 以上关于信用卡资料取自UOB及Hong Leong Bank 网站。
其实两家信用卡都附有大同小异的现金回扣。
只是依个人的消费能力来决定哪一张卡提供的服务最适合自己。
只是依个人的消费能力来决定哪一张卡提供的服务最适合自己。
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